Morgan Leone
Stillwater Real Estate
Morgan Leone provides a warm, education-first approach to buying and selling homes in Stillwater. As a local Minnesota expert, she stays by your side from the first tour through every detail of the closing process.
Stillwater offers a distinct mix of historic character and modern residential options along the St. Croix River. The market features a significant amount of established inventory, with 64% of homes being single-family detached units (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Buyers can find everything from classic architecture to newer townhouses and construction projects.
Selling in this area requires a clear understanding of long-term value trends. In Washington County, home prices saw a 1.8% change over one year (Federal Housing Finance Agency House Price Index, 2024 to 2025). Morgan Leone uses her local background to help sellers navigate these shifts. She ensures no question goes unanswered while managing every step of the contract personally.
For those entering the market, the median home value for owner-occupied units stands at $414,200 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Morgan Leone specializes in first-time buyer education and military loans. She focuses on helping clients make informed decisions in a landscape where 77% of homes are owner-occupied (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates).
By the numbers
Stillwater, MN at a glance
| Population2020–2024 ACS 5-year estimates | 19,355 |
|---|---|
| Housing units2020–2024 ACS 5-year estimates | 8,545 |
| Median home value (owner-occupied)2020–2024 ACS 5-year estimates | $414,200 |
| Median monthly rent2020–2024 ACS 5-year estimates | $1,622 |
| Median annual property tax paid2020–2024 ACS 5-year estimates | $4,026 |
| Homes that are owner-occupied2020–2024 ACS 5-year estimates | 77% |
| Homes that are single-family detached2020–2024 ACS 5-year estimates | 64% |
| Median year homes were built2020–2024 ACS 5-year estimates | 1980 |
| Commutes under 30 minutes2020–2024 ACS 5-year estimates | 71% |
| Home price change, 1 year (Washington County)2024 to 2025 | +1.8% |
| Home price change, 5 years (Washington County)2020 to 2025 | +35.0% |
| Average 30-year fixed mortgage rate (U.S.)week of 2026-09-24 | 7.03% |
| Average 30-year fixed mortgage rate a year earlier (U.S.)week of 2025-09-18 | 6.26% |
Sources: U.S. Census Bureau, American Community Survey; Federal Housing Finance Agency House Price Index; Freddie Mac Primary Mortgage Market Survey. Published estimates for the area as a whole, not a valuation of any property.
FAQ
Frequently asked questions
What is the median home value in Stillwater, Minnesota?↓
The median home value for owner-occupied units in Stillwater is $414,200 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This figure reflects the diverse range of single-family homes and townhouses available in the city. Morgan Leone helps buyers understand how this value fits into their long-term investment goals.
How much are property taxes in Stillwater?↓
Property owners in Stillwater pay a median annual property tax of $4,026 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Tax amounts can vary based on the specific property type and location within Washington County. Morgan Leone provides clarity on these carrying costs during the home search.
What is the housing stock like in Stillwater?↓
Stillwater consists of 8,545 housing units (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). A majority of these, approximately 64%, are single-family detached homes (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). The median year these homes were built is 1980 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates).
What are the current mortgage rates for a home in Stillwater?↓
The average 30-year fixed mortgage rate in the U.S. is 7.03% (Freddie Mac Primary Mortgage Market Survey, week of 2026-09-24). This is an increase from the average rate of 6.26% recorded a year earlier (Freddie Mac Primary Mortgage Market Survey, week of 2025-09-18). Morgan Leone assists clients in evaluating how these rates impact their monthly payments.
What is the typical commute for Stillwater residents?↓
Many residents find the location convenient for regional travel, with 71% of commutes lasting under 30 minutes (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Stillwater's position in Washington County allows for accessible travel to surrounding employment hubs. Morgan Leone can discuss how different neighborhoods impact daily travel times.
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